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Top Travel Rewards Cards August 2025

Turn your spending into your next vacation. We compare top travel cards for earning points and valuable perks.

Updated July 18, 2025

Chase vs. Discover

1
Consumer's BestTrophy Image
Company Logo
8.7
Very Good

Powerful points, premium perks.

  • Flexible Ultimate Rewards points.
  • Valuable airline/hotel partners.
  • Excellent travel insurance.
2
Company Logo
8.7
Very Good

Simple rewards, no annual fee.

  • Unlimited 1.5x miles.
  • First-year miles matched.
  • No annual fee ever.

Compare Our Top 2 Picks

While both are excellent options, Chase gets the nod as our 'Consumer's Best' choice for its powerful transfer partners and premium travel perks that serious travelers value. Here's how the two stack up.

Features

Chase logo
Discover logo
8.7
8.7
Annual Fee Range$0 - $550$0
Rewards StructurePoints on spending (1x-10x)Flat-rate miles (1.5x)
Travel Transfer Partners?Yes (Airlines & Hotels)No
Key Travel BenefitsTrip Insurance, Lounge Access, CreditsFirst-year miles match
Foreign Transaction Fee$0 on travel cards$0 on all cards

Our Top Pick

1
Consumer's BestTrophy Image
Company Logo
8.7
Very Good

Powerful points, premium perks.

  • Flexible Ultimate Rewards points.
  • Valuable airline/hotel partners.
  • Excellent travel insurance.

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The use of brand names and/or any mention or listing of specific commercial products or services herein is solely for educational purposes and does not imply endorsement by OLM Inc (DBA Consumer's Best) or our partners, nor discrimination against similar brands, products or services not mentioned.

Advertising Disclosure: OLM Inc (DBA Consumer's Best) is a free online resource that operates an advertising-supported comparison service. We may receive monetary compensation when a sponsored product or service is displayed on our site or when you click on certain links contained herein. Such compensation, together with our ranking process which uses advanced AI to analyze public data and the geographic availability of a product, can influence the placement, prominence, and order in which products appear within our listings. Although we endeavor to present a broad spectrum of financial and credit-related offerings, Consumer's Best does not purport to include every product or service available in the marketplace. All products are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. The information, including pricing, that appears on this site is subject to change at any time.

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