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Best Term Life Insurance August 2025
Protect your loved ones' future. We review the top providers for simple applications, affordable rates, and reliable coverage.
Updated July 18, 2025
Our Recommendations
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Consumer's Best
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Compare Our Top 2 Picks
Ethos is our 'Consumer's Best' choice for its fast, modern, and often no-exam application process. See how its direct approach compares to the marketplace model of SelectQuote.
Features |  |  |
|---|---|---|
8.9 | 8.8 | |
| Application Process | Online, No-Exam Possible | Phone/Online (Medical Exam Likely) |
| Coverage Amount Range | $100,000 - $2 Million | $50,000 - $5 Million+ |
| Available Term Lengths (Years) | 10, 15, 20, 30 | 10, 15, 20, 25, 30 |
| Business Model | Tech Platform (Partners with Issuers) | Insurance Marketplace |
| Accelerated Death Benefit Rider | Yes, included | Yes (on most policies) |
