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Best High-Yield Savings Accounts June 2025

Earn more on your savings. We review top online banks for the highest rates, lowest fees, and best features.

Updated June 2025

Our Recommendations

1
Consumers BestTrophy Image
Ally Bank
9.3
Excellent

Top rates, excellent service.

  • Consistently high APY.
  • No monthly maintenance fees.
  • 24/7 customer support.
2
Company Logo
8.6
Very Good

High APY, great mobile app.

  • Tiered APY for savers.
  • No monthly account fees.
  • Early direct deposit available.
3
Synchrony Bank
4.7
Below Average

Decent rates, limited features.

  • Competitive interest rates.
  • No monthly service fees.
  • Basic digital banking tools.
4
UFB Direct
4.7
Below Average

High rates, requires high balance.

  • Potentially very high APY.
  • Best for large deposits.
  • Fewer account features.
5
Company Logo
4.6
Poor

Complex products, lower satisfaction.

  • Multiple savings options offered.
  • Can have competitive rates.
  • Check terms carefully.

Compare Our Top 2 Picks

Ally Bank is our 'Consumers Best' choice for its excellent blend of high rates, no fees, and top-tier customer service. See how it compares to Varo Bank.

Features

Ally Bank logo
Varo Bank logo
9.3
8.6
Annual Percentage Yield (APY)Up to 4.25% (Variable)Up to 5.00% (with requirements)
Monthly Maintenance Fee$0$0
Minimum Opening Deposit$0$0
Customer Support24/7 Phone, Chat, EmailPhone, Email (Business Hours)
FDIC InsuredYes, up to $250,000Yes, up to $250,000

Our Recommendations

1
Consumers BestTrophy Image
Ally Bank
9.3
Excellent

Top rates, excellent service.

  • Consistently high APY.
  • No monthly maintenance fees.
  • 24/7 customer support.

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