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Best High-Yield Savings Accounts August 2025

Earn more on your savings. We review top online banks for the highest rates, lowest fees, and best features.

Updated July 18, 2025

Our Recommendations

1
Consumer's BestTrophy Image
Ally Bank
9.3
Excellent

Top rates, excellent service.

  • Consistently high APY.
  • No monthly maintenance fees.
  • 24/7 customer support.
2
Company Logo
8.6
Very Good

High APY, great mobile app.

  • Tiered APY for savers.
  • No monthly account fees.
  • Early direct deposit available.
3
Synchrony Bank
4.7
Below Average

Decent rates, limited features.

  • Competitive interest rates.
  • No monthly service fees.
  • Basic digital banking tools.
4
UFB Direct
4.7
Below Average

High rates, requires high balance.

  • Potentially very high APY.
  • Best for large deposits.
  • Fewer account features.
5
Company Logo
4.6
Poor

Complex products, lower satisfaction.

  • Multiple savings options offered.
  • Can have competitive rates.
  • Check terms carefully.

Compare Our Top 2 Picks

Ally Bank is our 'Consumer's Best' choice for its excellent blend of high rates, no fees, and top-tier customer service. See how it compares to Varo Bank.

Features

Ally Bank logo
Varo Bank logo
9.3
8.6
Annual Percentage Yield (APY)Up to 4.25% (Variable)Up to 5.00% (with requirements)
Monthly Maintenance Fee$0$0
Minimum Opening Deposit$0$0
Customer Support24/7 Phone, Chat, EmailPhone, Email (Business Hours)
FDIC InsuredYes, up to $250,000Yes, up to $250,000

Our Top Pick

1
Consumer's BestTrophy Image
Ally Bank
9.3
Excellent

Top rates, excellent service.

  • Consistently high APY.
  • No monthly maintenance fees.
  • 24/7 customer support.

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The use of brand names and/or any mention or listing of specific commercial products or services herein is solely for educational purposes and does not imply endorsement by OLM Inc (DBA Consumer's Best) or our partners, nor discrimination against similar brands, products or services not mentioned.

Advertising Disclosure: OLM Inc (DBA Consumer's Best) is a free online resource that operates an advertising-supported comparison service. We may receive monetary compensation when a sponsored product or service is displayed on our site or when you click on certain links contained herein. Such compensation, together with our ranking process which uses advanced AI to analyze public data and the geographic availability of a product, can influence the placement, prominence, and order in which products appear within our listings. Although we endeavor to present a broad spectrum of financial and credit-related offerings, Consumer's Best does not purport to include every product or service available in the marketplace. All products are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. The information, including pricing, that appears on this site is subject to change at any time.

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