Consumers Best

1. Agreement to Terms

Welcome to Consumers Best. These Terms and Conditions ("Terms") govern your access to and use of the website and services (collectively, the "Service") provided by OLM Inc., doing business as Consumers Best ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

2. Description of Our Service

Consumers Best is an online resource providing information, reviews, and comparisons on various products and services. Our Service is supported by advertising and affiliate partnerships.

3. Intellectual Property Rights

Our Content:

All original content created and featured on the Service—including but not limited to text, articles, reviews, data, graphics, logos, the "look and feel" of the website, and our AI-generated scores and rankings—is the exclusive property of OLM Inc. and is protected by copyright, trademark, and other intellectual property laws.

Third-Party Content:

All third-party trademarks, brand names, logos, and images of products or services mentioned or displayed on our Service are the property of their respective owners. Their use on our site is for identification and informational purposes only and does not imply any endorsement of or by Consumers Best.

4. Your Right to Use the Service (User License)

Even though our Service is free, your use of it is governed by certain rules. We grant you a limited, non-exclusive, non-transferable, and revocable permission ("license") to access and use the Service for your own personal, non-commercial purposes. This means you are free to browse and learn from our site, but you agree not to copy, reproduce, distribute, sell, or otherwise exploit any of our content without our express written permission.

5. Prohibited Uses

You agree not to use the Service for any unlawful purpose or to engage in any of the following prohibited activities:

Scraping, data mining, or using any robot, spider, or other automated device to access or extract data from the Service.
Interfering with the proper working of the Service, including introducing viruses, worms, or other malicious code.
Attempting to reverse-engineer, decompile, or otherwise discover the source code of any part of the Service, including our AI ranking models.
Using the Service in any way that violates these Terms or any applicable laws.

6. Disclaimers

Service Provided "As-Is":

The Service and all content herein are provided on an "as-is" and "as-available" basis, without any warranties of any kind, either express or implied.

Accuracy of Information:

We strive to provide accurate and up-to-date information. However, due to the dynamic nature of the marketplace, hundreds of products are featured, and details such as pricing, offers, and specifications change frequently. We do not guarantee the accuracy, completeness, or reliability of any information on the Service. Before acting on any information, you must verify all details with the product or service provider directly.

Not Professional Advice:

The content on this Service, especially concerning financial categories such as insurance, credit cards, savings accounts, and debt consolidation, is for informational and educational purposes only. It does not constitute professional financial, legal, tax, or investment advice. You should consult with a qualified professional before making any financial decisions.

Third-Party Websites:

Our Service contains links to third-party websites (including affiliate partners). We are not responsible for the content, privacy policies, or practices of these third-party sites.

7. Limitation of Liability

To the fullest extent permitted by law, OLM Inc. and its affiliates, officers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your use of the Service or your reliance on any information provided herein.

8. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the courts located in Wilmington, Delaware.

9. General Provisions

Changes to Terms:

We reserve the right to modify these Terms at any time. We will post the revised Terms on this page and update the "Effective Date." Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

Termination:

We reserve the right to suspend or terminate your access to the Service at our sole discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users of the Service, us, or third parties.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: privacy@consumersbest.org