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Best Pet Insurance Plans September 2025

Protect your furry friends. We review top pet insurance providers for comprehensive coverage, value, and reliable service.

Updated July 18, 2025

Our Recommendations

1
Consumer's BestTrophy Image
Company Logo
9.2
Excellent

Comprehensive coverage, fast claims.

  • All-in-one standard plan
  • Unique hospital boarding benefit
  • Complete dental coverage
2
Embrace Pet Insurance
9.2
Excellent

Personalized plans, great benefits.

  • Healthy pet deductible
  • Flexible wellness rewards
  • Strong breed-specific coverage
3
Company Logo
9.2
Excellent

Highly customizable plans for any budget

  • Accident & illness plans.
  • Options for preventative care.
  • No per-incident limits.
4
Company Logo
9.1
Excellent

Flexible plans, vet direct pay.

  • Accident, illness, routine care.
  • 24/7 vet helpline access.
  • Claims paid quickly.
5
Lemonade Pet
8.9
Very Good

Modern approach, great value.

  • AI-powered fast claims.
  • Discounts for bundling policies.
  • Simple, easy-to-use app.

Compare Our Top 2 Picks

Fetch by The Dodo stands out as our 'Consumer's Best' pick for its robust all-around coverage. Here's how it stacks up against another excellent choice, Embrace Pet Insurance.

Features

Fetch by The Dodo logo
Embrace Pet Insurance logo
9.2
9.2
Plan Types OfferedAccident & Illness, Wellness Add-onAccident & Illness, Optional Wellness
Reimbursement Options70%, 80%, 90%70%, 80%, 90%
Annual Deductible Range$250, $300, $500$200 - $1000
Covers Vet Exam FeesYes, for covered conditionsYes, included in plans
Direct Vet PaymentYes, with select vetsNo (Reimbursement model)

Our Top Pick

1
Consumer's BestTrophy Image
Company Logo
9.2
Excellent

Comprehensive coverage, fast claims.

  • All-in-one standard plan
  • Unique hospital boarding benefit
  • Complete dental coverage

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The use of brand names and/or any mention or listing of specific commercial products or services herein is solely for educational purposes and does not imply endorsement by OLM Inc (DBA Consumer's Best) or our partners, nor discrimination against similar brands, products or services not mentioned.

Advertising Disclosure: OLM Inc (DBA Consumer's Best) is a free online resource that operates an advertising-supported comparison service. We may receive monetary compensation when a sponsored product or service is displayed on our site or when you click on certain links contained herein. Such compensation, together with our ranking process which uses advanced AI to analyze public data and the geographic availability of a product, can influence the placement, prominence, and order in which products appear within our listings. Although we endeavor to present a broad spectrum of financial and credit-related offerings, Consumer's Best does not purport to include every product or service available in the marketplace. All products are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. The information, including pricing, that appears on this site is subject to change at any time.

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