Revealed: The Most Common Home Warranty Claims of 2025
By Ben Carter
Revealed: The Top Home Warranty Claims to Expect in 2025
Owning a home is a dream, but unexpected system breakdowns can quickly turn it into a financial nightmare. A home warranty offers a safety net, but what exactly does it cover? As we look ahead to 2025, understanding the most common home warranty claims can help you choose the right plan and manage your expectations. At Consumer's Best, we've analyzed the data to give you a clear picture of what homeowners are frequently facing.
1. Heating and Air Conditioning (HVAC) Systems
It's no surprise that HVAC systems top the list. These complex units work tirelessly to keep our homes comfortable, but their constant use leads to wear and tear. From a furnace failing in the dead of winter to an AC unit giving out during a summer heatwave, repairs can be incredibly expensive. Because of the high cost of both parts and specialized labor, HVAC issues are consistently one of the most frequent and valuable common-home-warranty-claims filed by homeowners.
2. Water Heaters and Plumbing
A sudden lack of hot water or a major leak is more than an inconvenience—it's a critical issue. Water heaters are another high-frequency claim item. Beyond the water heater itself, general plumbing systems, including stoppages, leaky faucets, and pipe bursts, also account for a significant number of service calls. These problems can cause secondary damage, making a swift, professional repair essential, which is where a home warranty plan proves its worth.
3. Major Kitchen and Laundry Appliances
The appliances we rely on daily are also common sources of warranty claims. Refrigerators, dishwashers, ovens, and clothes washers and dryers are complex machines with many moving parts prone to failure. A malfunctioning refrigerator can lead to spoiled food, while a broken dishwasher means hours of manual work. These appliance failures represent a large portion of common home warranty claims as homeowners look to avoid the steep costs of replacement.
4. Electrical Systems
From faulty wiring and dead outlets to malfunctioning ceiling fans and circuit breaker issues, electrical problems are a serious safety concern. While less frequent than HVAC or plumbing claims, they are critical to address immediately. Home warranty plans that include robust electrical coverage are highly valued, as they provide access to qualified electricians to diagnose and resolve potentially dangerous situations safely and affordably.
Choosing the Right Plan for Your Home
Knowing the most common home warranty claims of 2025 is the first step toward protecting your budget. The next is selecting a provider that offers comprehensive coverage for these critical systems and appliances. Not all plans are created equal, and understanding the fine print is essential. To find a policy that aligns with your needs and provides true peace of mind, explore the detailed, unbiased reviews from the experts at Consumer's Best. We help you compare the top companies to make an informed decision.
