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Nationwide Pet Insurance Reviews: Coverage, Costs & Our Verdict
By Ben Carter
8.7
Consumers Best Score
Consumers Best Verdict: Nationwide Pet Insurance Highlights
Nationwide Pet Insurance is one of the oldest and largest pet insurers in the U.S., offering a variety of plans for dogs, cats, and even exotic pets. They provide options for accident, illness, and wellness coverage, aiming to help pet parents manage veterinary costs.
Nationwide offers robust coverage options and has a strong reputation, making it a solid choice for many pet owners, especially those with multiple pets or seeking wellness add-ons. While premiums can sometimes be higher than competitors, their comprehensive plans and long-standing presence provide peace of mind.
In-Depth Look: Nationwide Pet Insurance Features & Considerations
Core Features & Consumer Benefits
Nationwide provides a range of features designed to offer comprehensive protection and flexibility for pet owners.
Broad Coverage Options
Plans cover accidents, illnesses, hereditary conditions, and behavioral therapies, offering comprehensive protection.
Wellness Add-ons
Optional wellness plans help cover routine care like vaccinations, check-ups, and flea/tick prevention.
Coverage for Exotic Pets
One of the few insurers offering plans for birds, reptiles, and other exotic animals, not just dogs and cats.
Multi-Pet Discounts
Offers discounts for insuring more than one pet, making it more affordable for multi-pet households.
Established Reputation
As a long-standing and large insurer, Nationwide offers reliability and extensive experience in the pet insurance market.
Important Considerations & Potential Downsides
- Potentially Higher Premiums
Comprehensive coverage and brand reputation can translate to higher monthly costs compared to some newer or budget-focused insurers.
- Waiting Periods
Like most pet insurance, there are waiting periods for accident, illness, and specific conditions before coverage kicks in.
- Reimbursement Model
Operates on a reimbursement basis, meaning you pay the vet upfront and then file a claim.
- Plan Complexity
With multiple plan types (Whole Pet, Major Medical, wellness riders), understanding the nuances of each is important to select the best fit.
